Free Tool

What Would This Cost Me Per Month?

Use this franchise loan calculator to estimate what monthly payments might look like based on your investment range and loan term, even before you know every detail. No franchise knowledge needed.

Monthly Funding Estimator:
Franchise Loan Calculator

Choose your investment range and financing terms. This franchise startup cost calculator will show you an estimated monthly payment so you know if this fits your budget before you go any further.

$100,000
20%
10.5%

Choose an investment range above and your results will appear here instantly.

Explore More Franchise Calculators

Monthly loan payments are only part of the picture. Explore your potential break-even revenue and assess your financial readiness before choosing a franchise.

Try the Franchise Break-Even Calculator → Try the Investment Readiness Calculator →
SBA 7(a) Loan
Government-backed loan. Best for investments over $50K. Terms up to 10 years. Requires good credit and some liquid capital.
Learn more →
401k / ROBS
Use retirement funds tax and penalty free. No monthly loan payment. Requires at least $50K in a qualifying retirement account.
Learn more →
Equipment Financing
Finance equipment and build-out separately. Lower rates, shorter terms. Often combined with an SBA loan for the remainder.
Learn more →

This free startup cost calculator is for general planning purposes only. Actual loan terms, interest rates, and approval depend on your credit profile, lender, and the specific franchise. Always speak with a qualified lender or SBA-approved institution before making any financial decisions.

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